SL Initiative Credit FE
Job posted on
Sep 22, 2023
Experience range (Years)
0 – 3 years
Group Company: HDFC Bank Limited
Designation: SL Initiative-Credit Officer (230_1836_100145)
Office Location: Bainsa Bhainsa (Branch)
Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.
Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
Update BET details / findings in BET tool, this also includes;
Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
Physical File Verification with system / Mobile APP – Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
Cross Verification of certain track from different MFIs on case to case basis.
Accompanying Credit Manager for post disbursement visits, if required
Advance planning with business team on groups to be visited per week.
Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.
Educational qualifications preferred
Category: Bachelor’s Degree, Master’s Degree
Academic score: Pass
Required work experience
Years of experience: 0 to 1
1. Honesty & integrity
2. Hard & smart working
3. Go getter attitude
4. Ability to convince & influence
5. Good observation skills
6. Communication & inter-personal skills
Contract Types: PERMANENT