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HDFC Bank Looking for Virtual Relationship Banking-PB Officer – Bangalore at Bengaluru, Karnataka Full Time
Group Company: HDFC Bank Limited
Designation: Virtual Relationship Banking-PB Officer
Position description: Ensure engagement with the portfolio customers mapped as per the contact policy, with accurate & complete capture of interaction details.
Primary Responsibilities:
Relationships and Sales
Meet the defined objectives of the Portfolio managed by the respective VRM
Continuous engagement with the portfolio customers mapped as per the contact policy, with accurate & complete capture of interaction details.
Call handling as per defined standards.
Accurate resolution for customer queries.
Promoting Digital Banking services for a superior customer service experience.
Profiling of customers in order to aid right cross-servicing of Bank products
Accurate logging and resolution of complaints.
Attrition control of customers.
Regular interactions with the customers and pro-actively assessing customer needs.
Deepening relationship by cross selling ‘sticky products’ like Demat, Bill Pay, Advisory etc.
Ensure portfolio quality of relationship while racing considering eligibility.
Monitor large amount movements and account closure from the deposit accounts.
Ensure retention of customers
Meet the defined objectives of the Portfolio managed by the respective VRM
Right cross-sell of products basis profiling and engagement.
Penetration of products across groups.
Sales across all product segments-TPP, Assets, Cards etc.
Acquiring & grouping of all related IDs of the Primary ID.
Use of triggers to track maturity of FDs, movement of CASA balances etc and prevent outflow.
Ensure Staff are trained on product knowledge and requisite certifications.
Income to be generated at a customer level.
Achieve Quality benchmarks defined from time to time.
Complete and accurate capture of call interactions, including profiling thereby aiding relationship management.
Ensure all laid down system and process are followed as stipulated by Audit and Senior Management
Ensure accurate and timely submission of financial transactions & requests.
Adherence to set processes of updating customer interactions in CRM next.
Ensure timely submission of Customer base review / reports as requested by Central Team / Senior Management.
Additional Responsibilities:
To engage regularly with the customers as defined by the contact policy and provide a Consistent & a Superior Digital Experience.
Ensuring that customers get world-class services and their needs are understood and met through financial products that the Bank has to offer.
To enhance Customer Relationship & while doing so, Educate, Encourage & Induce the customers to use the Digital mediums for their banking transactions/ needs,
while keeping a “window’ to talk to the bank whenever customer needs.
Responsible for meeting the scorecard targets and portfolio benchmarks set and that all guidelines and regulatory requirements are followed.
So that the RM becomes top of the mind recall amongst the customers in the catchment for all their financial needs & services, thereby ensuring that RM also achieves the key performance parameters set
Educational qualifications preferred
Category: Bachelor’s Degree, Master’s Degree
Required work experience
Industry: BFSI/Insurance
Role: Fresher/Sales
Years of experience: 1 to 2
Required Skills:
Basic Banking
Communication
Other:
Reporting Designation: Prime Team Manager
Reporting Department-Sub BU: Prime Banking
Other details
